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Consumer Guide: Health Insurance Programs for the Aged, Blind, and Disabled (1.7 MB PDF)
You may be eligible for Medicaid if you are age 65 or older, blind, or disabled. Eligibility for Medicaid is based on your family’s monthly income and the amount of resources you own. To receive Medicaid for the blind or disabled, you must be evaluated by a doctor.
If you receive Supplemental Security Income, you are eligible for North Carolina Medicaid. You do not need to apply.
When you apply for Medicaid, your family’s monthly income is calculated by subtracting certain deductions from your gross income. Social Security, veteran’s benefits, wages, pensions and other retirement income are counted. The deductions vary with each Medicaid program. Your county worker will calculate your monthly family income.
Your monthly countable income cannot be more than the amounts listed below.
| Family size | 1 | 2 |
|---|---|---|
| Monthly Income Limit | $867 | $1,167 |
Your resources may not be more than $2,000 for an individual or $3,000 for a couple. Resources include the following:
The value of your home, a car, home furnishing, clothing and jewelry are not counted.
If your family income and/or resources are over the limit and you have high medical bills, you may still qualify for Medicaid and have a Medicaid deductible.
Medicaid may also help pay for nursing homes and intermediate care facilities, as well as long-term care in the home.
If you think you may be eligible, see "How to Apply."