Consumer Guide: Health Insurance Program for Families and Children
Health Check: Medically Necessary Services
Related Programs
N.C. Healthy Start Foundation Page for Health Check and Health Choice

Medicaid serves infants, children and families in several ways:
Your family’s income, the number of people in your family, and the age of your children determine if you or your children qualify.
When you apply for Medicaid, your family’s monthly income is calculated by subtracting certain deductions from your gross income. Certain deductions are given for work-related expenses, child care costs, and court-ordered child support or alimony. The deductions vary with each Medicaid program. Your county worker will calculate your monthly family income.
Medicaid for Infants and Children (MIC) provides medical coverage for children under age 19. The income limits are determined by the age of the child(ren) in the family.
There is no limit on resources.
If your family income is greater than the amounts listed below, your child(ren) may be eligible for NC Health Choice for Children.
Your monthly countable income cannot be more than the amounts listed below.
Family Size |
Up to Age 1 |
Age 1 - 5 |
Age 6 – 18 |
1 |
$1,604 |
$1,153 |
$867 |
2 |
$2,159 |
$1,552 |
$1,167 |
3 |
$2,714 |
$1,951 |
$1,467 |
4 |
$3,269 |
$2,350 |
$1,767 |
Medicaid for Families with Dependent Children provides medical coverage for parent(s) or other caretaker/relative with child(ren) age 18 and under in the household and for children under age 21. A pregnant woman may also qualify.
Your monthly countable income cannot be more than the amounts listed below.
Family Size |
Caretakers and Children age 19 and 20 |
1 |
$362 |
2 |
$472 |
3 |
$544 |
4 |
$594 |
You cannot have more than $3,000 in assets such as savings in the bank.
If the family income is over the limit and your child(ren) and/or family have high medical bills, you may still qualify for Medicaid and have a Medicaid deductible.
Medicaid for Pregnant Women only covers services related to her pregnancy:
A pregnant woman may apply for this program before or after she delivers. A woman who has experienced a recent pregnancy loss may also be eligible.
The monthly family income cannot exceed 185% of the federal poverty level. There is no limit on resources. If a pregnant woman is covered by Medicaid on the date she delivers, her newborn child may be eligible for Medicaid up to age 1 without a separate application.
Your monthly countable income cannot be more than the amounts listed below.
Family Size |
Monthly Income Limit |
2 |
$2,159 |
3 |
$2,714 |
4 |
$3,269 |
(The unborn child is always counted in the family size.) |
|
If you think you may be eligible, see "How to Apply."