Click on a specific benefit program below or scroll through the entire page for information on all benefits. Each section is brief and some contain links to more information. If you have further questions, contact your local HR office for more information.

For most of these insurance programs, our employees have two options for enrollment:

• Within 30 days of the first day of employment, or
• During the next “Open Enrollment Period” for all employees which usually runs from October through November each year (specific dates may vary).

Vision Care from Superior Vision Services (SVS)*
(See ncflex.org site for more information.)
This plan offers two plans each covering either eyeglasses or contact lenses (but not both). If you use certain providers in their network it will cost you less, but you can go to any eyecare provider and pay the difference (if any) between what the insurance pays and your actual costs. You can choose Plan 1 that includes coverage for eye exams or Plan 2 that does not include eye exams.

Doctors Vision Center Vision Plan
If you choose this plan, you be able to use your Vision Plan ID card to go to Doctors Vision Centers located throughout the state. The plan allows you to pay a set reduced cost for all of their covered services. If you decide to enroll, you will get a list of locations, ID cards for yourself and your dependents, and a brochure listing the amounts you will pay for each service or product.

Cancer Insurance*
(See ncflex.org site for more information. Click on "News Flashes" and then "Summer 2004".)
Cancer Insurance is a comprehensive plan that provides
coverage if you are diagnosed with certain types of
cancer. This coverage is in addition to any medical or
disability insurance you have in place.

Voluntary Accidental Death and Dismemberment Insurance (AD&D)*
(See ncflex.org site for more information.)

This insurance plan pays death benefits or pays ongoing benefits if you are injured in certain types of accidents or have disabling injuries. It covers you 24 hours per day whether on or off the job.

GE/PIC Disability
(See their website for more information.)
Disability Income Insurance helps replace a portion of lost wages if you become unable to work due to a covered injury or illness.

ARAG Legal Plan
(See their website for more information.)
This coverage offers two plans including in-office, telephone legal services, and online legal options for legal issues covered under the plan.

Dental Plan administered by Pacific Dental*
(See ncflex.org site for more information.)
You can choose a High Option or Low Option plan under this NC Flex option. Both options allow you to select the dentist of your choice and coverage to include yourself only or additional family members.

Kanawha Dental Plus
This plan reimburses you at certain rates depending on the type of services you receive and based on the length of policy ownership for certain services such as crowns and dentures. This dental policy allows you to select the dentist of your choice and coverage to include yourself only or additional family members.

Reliastar Term Life
Under this term life insurance, your premium is based on the amount of coverage you choose. For yourself, you may choose $20,000, $30,000, $40,000, up to $500,000 of coverage (at intervals of $10,000). You may also add coverage for your spouse or dependents based on different coverage amounts.

Voluntary Group Term Life Insurance*
(See ncflex.org site for more information. Click on "News Flashes" and then "Summer 2004".)
Term life insurance pays a benefit to your beneficiary(ies) when you die. You may select coverage amounts of up to $100,000 during the open enrollment period without providing "Evidence of Insurability".

* Available under NC Flex (premiums deducted from pre-tax salary)